Grid provides stablecoin accounts powered by programmable smart accounts on the blockchain. Each stablecoin account combines blockchain-based smart contract capabilities with integrated fiat rails, enabling developers to build applications that leverage both programmable money and traditional banking infrastructure. Grid Open Finance Flow

Core Components

Stablecoin Accounts

Blockchain-based accounts powered by smart contracts:
  • Programmable smart account foundation
  • Multi-signature authorization
  • Integrated key management
  • Fiat on/off ramps

Smart Account Features

On-chain programmable capabilities:
  • Programmable policies
  • Time-locked operations
  • Administrative controls
  • Programmable banking features
    • Direct Debits
    • Standing Orders
    • Card Authorizations

Fiat Integration

Traditional banking infrastructure integration:
  • Virtual account support
  • Traditional banking rail payouts and payins
  • KYC compliance

Key Features

Unified Infrastructure

  • Smart contract-powered stablecoin accounts
  • Integrated key management
  • Programmable policies
  • Real-time settlement

Security

  • Squads Protocol foundation
  • Advanced key management
  • Multi-signature protection

Integration Patterns